For You · Personal
High-Net-Worth Individuals
One adviser holding the whole picture: the trusts, the companies, the property, the fund and the offshore income.
Overview
Complexity is expensive when nobody sees all of it
Once wealth sits across several trusts, companies, properties and a superannuation fund, the risk stops being any single transaction and becomes the interaction between them. A distribution that looks efficient in one trust creates a Division 7A problem in a company. An offshore holding creates a residency question nobody has tested. Each adviser sees their part and nobody sees the whole.
We act as the single point that holds the entire family group: the structure chart, the distribution strategy across all entities, the loan accounts between them, the international position, and one consolidated reporting cycle so you can see the whole thing at once rather than in fragments each September.
How we help
- 01
Family group structuring
A current structure chart across every entity, with the tax and protection consequences of each link mapped.
- 02
Trust distribution strategy
Distributions planned across all trusts before 30 June, with resolutions drafted and signed on time.
- 03
Division 7A across entities
Loan accounts and unpaid present entitlements tracked group-wide, with complying agreements maintained.
- 04
International income and residency
Foreign income, double tax agreements and residency positions tested and documented, not assumed.
- 05
Consolidated reporting
One reporting pack covering every entity, so the whole position is visible in a single view.
Resources
Advisers who each see one part of the picture?
We map the whole family group first, then tell you where the risk actually sits.
FAQ
Private client questions
Yes, routinely. Most clients at this level already have a solicitor, a licensed financial adviser and a broker. We hold the accounting and tax position across the group and coordinate with the rest rather than replacing them.
We model the group's total position before 30 June, allocate distributions across beneficiaries and entities to use lower marginal rates and franking efficiently, then draft the resolutions. Signed by 30 June, not reconstructed in October.
Whether you are an Australian resident for tax purposes, which of your foreign income is assessable here, what foreign income tax offsets are available, and whether a double tax agreement changes the outcome. Residency is a question of fact and is worth documenting.
Distributions to adult children who never receive the money have attracted significant ATO attention. Arrangements where the beneficiary genuinely receives and controls the entitlement remain effective. We review existing arrangements against the current guidance.
A structure and risk review first, then a fixed annual fee covering compliance for every entity plus scheduled planning sessions before 30 June and after year-end. Transactional work is quoted separately as it arises.
Speak to an accountant
Free 30-minute consultation.
No obligation. We’ll review where you are and tell you what we’d do.
+61 451 114 862Book a consultationThis page is general information only. It does not take your circumstances into account. Speak to a registered tax agent before acting on anything here.
Related services
Often paired with private client work.
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