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Virtual CFO Advisory

The judgement of a finance director applied to your business each month, at a fraction of the cost of hiring one.

Overview

Most businesses outgrow their reporting before their accountant

There is a stage where a business is too large to run on instinct and too small to justify a full-time finance director. Decisions about pricing, hiring and capital start to carry real consequences, but nobody in the room owns the numbers. Compliance keeps arriving on time and tells you nothing you can act on.

A virtual CFO engagement puts a Chartered Accountant in that seat monthly. We build the board pack, set the KPIs that actually predict your result, test pricing and margin by product or client, run the budget, and sit in the room when you talk to a lender. You get the function without the salary, superannuation and recruitment risk.

How we help

  1. 01

    Monthly board pack and KPIs

    A short, consistent pack with the handful of measures that actually move your result, plus commentary.

  2. 02

    Pricing and margin analysis

    Gross margin by product, service line or client, so you can see what is subsidising what.

  3. 03

    Budgeting and target setting

    An annual budget broken to the month, with variance reporting that names causes rather than numbers.

  4. 04

    Capital raising and debt support

    Information memoranda, lender packs and the modelling behind them, prepared and defended with you.

  5. 05

    Systems and process design

    The finance stack, approval workflows and month-end close, designed so reporting arrives without heroics.

Resources

Virtual CFO Advisory checklist (PDF)
ATO lodgement dates 2026–27

Compare the cost of a part-time CFO to a full-time hire.

We will show you the numbers on both, and what you get for each.

TALK TO US

FAQ

Virtual CFO questions

Typically two to twenty million in turnover, or smaller if the business is complex or growing quickly. Below that, monthly management reporting and a forecast usually do the job at a lower cost.

Compliance work reports what happened and lodges it. A CFO engagement is forward-looking: pricing, capital, hiring, systems and the decisions in front of you. Same firm, different question.

A monthly reporting and advisory cycle, usually a half day of our time plus a meeting with you, with additional blocks for budgets, raises or transactions. The scope is fixed in advance so the fee is too.

Yes, in person or by video. We prepare the pack, present the numbers and answer to the board on them. For businesses without a formal board we run the equivalent monthly session with the owners.

A full-time finance director carries salary, superannuation, leave and recruitment cost, and cannot be scaled back in a quiet quarter. A virtual engagement is a fixed monthly fee you can step up or down. We will model both against your numbers.

Speak to an accountant

Free 30-minute consultation.

No obligation. We’ll review where you are and tell you what we’d do.

+61 451 114 862Book a consultation

This page is general information only. It does not take your circumstances into account. Speak to a registered tax agent before acting on anything here.

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