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Individual Tax Returns

Prepared by registered tax agents who ask about the year you actually had, rather than working from last year's return.

Overview

A return is only as good as the questions behind it

Most individual returns are prepared from a prefill report and a handful of totals. That approach finds the obvious deductions and misses everything else: the home office hours you never logged, the depreciation on equipment you bought two years ago, the franking credits sitting in a share registry, the CGT event you did not realise you triggered when you swapped one cryptocurrency for another.

We ask about the year, not just the numbers. Then we prepare the return, check it against ATO data-matching before it goes in, and lodge it under our agent registration, which extends your deadline from 31 October to 15 May.

How we help

  1. 01

    Work-related deductions and substantiation

    Claimed correctly and documented to survive review, with records kept for five years.

  2. 02

    Investment income and franking credits

    Dividends, distributions and franking credits reconciled against registry and platform statements.

  3. 03

    Capital gains on shares and crypto

    Every disposal captured, including crypto-to-crypto swaps, with the discount applied where eligible.

  4. 04

    HECS-HELP and Medicare levy surcharge

    Repayment income and private health cover checked, so a surcharge does not arrive as a surprise.

  5. 05

    Prior-year amendments

    Missed deductions from earlier years recovered by amendment where the period is still open.

Resources

Individual Tax Returns checklist (PDF)
ATO lodgement dates 2026–27

Key figures and dates

15 May
Due via a registered agent
$700
Maximum low income tax offset
2%
Medicare levy
five years
Keep records for

Lodging yourself brings the deadline forward to 31 October. You must be registered with an agent before that date to get the extension. The low income tax offset phases out at $66,667.

Behind on a few years of returns?

We bring overdue returns up to date and deal with the ATO on your behalf.

TALK TO US

FAQ

Individual tax return questions

31 October if you lodge yourself. If you are registered with a tax agent before that date, the due date generally extends to 15 May the following year. Being behind on prior returns can remove the extension.

Either a fixed rate per hour covering energy, internet, phone and stationery, or actual expenses apportioned to work use. Both require records of the hours worked at home. The fixed rate is simpler; actual costs sometimes produce a larger claim.

Yes. Every disposal is a CGT event, including swapping one cryptocurrency for another and using crypto to buy goods. The ATO data-matches with Australian exchanges. Assets held over 12 months may qualify for the 50% discount.

Receipts, invoices, logbooks and statements supporting every claim, kept for five years from the date you lodge. Photographs are acceptable. Without substantiation a deduction is not a deduction, it is a risk.

Usually yes. Amendments are generally available for two years from the date of assessment for individuals, longer in some circumstances. If you have missed a deduction or reported something incorrectly, tell us and we will assess whether the period is still open.

Speak to an accountant

Free 30-minute consultation.

No obligation. We’ll review where you are and tell you what we’d do.

+61 451 114 862Book a consultation

This page is general information only. It does not take your circumstances into account. Speak to a registered tax agent before acting on anything here.

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